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Home Depot vs. Lowe’s Credit Card: Which one is better?

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Home Depot vs. Lowe’s Credit Card: Which one is better?

If you’re planning to sell your home or remain in the same place, Home improvement projects could increase the value of your property and give you the look of a brand-new home without having to move. If you do not have enough money to fund your next home improvement project, you might want to think about using a store credit card to purchase items and other supplies.

Lowe’s and Home Depot are the most familiar destinations for homeowners new to the field working on small projects and builders working on larger projects. Both stores for a home improvement have store cards with brand names that come with various perks, benefits, and offers on financing that can save you money on your home’s repair and renovations. You can visit Home Depot Credit Card Login Customer Service. There you will get all contact information regarding credit cards.

If you’re not sure which retailer, then you can use this Home Depot vs. Lowe’s Credit Card comparison will assist you in deciding which one is right for you as well as your wallet.

Home Depot Consumer Credit Card

Extended return policy and up to 24 months in special financing

The Home Depot Consumer Credit Card will help you save money when planning the following home improvement project or repair. This credit card at the store is provided by Citi credit card and is backed by the approval of the card and special financing deals subject to creditworthiness. To be eligible to apply for this card Home Depot Consumer Credit Card, you need to have a good or excellent credit score. Making sure you pay your bills in full each month will mean you won’t have to pay interest if you are eligible for a special financing offer that allows you to enjoy an extended period of 0% interest to pay off more significant purchases.

Features:

  • Annual fee: $0 
  • Perks: 1 full year return policy.
  • Standard APR: 17.99% – 26.99%
  • Special financing: Up to 24 months on special promotions with minimum purchase requirements.
  • Everyday financing: 6 months no interest on purchases of $299 or more if paid in full within 6 months.
  • Welcome bonus: Up to $100 in savings. The offer is valid through January 26, 2022.

Lowe’s Advantage Card

Enjoy 5% off everyday purchases, special financing, or fixed monthly payments with low APR.

This card gives various ways to save money when using the store credit card to purchase items. If you buy using this Lowe’s Advantage Card, you can select which offers you would like to avail 5 percent off the purchases or special financing up to six months. If you are investing in more significant amounts, you might be able to enjoy a lower interest rate that includes 84 fixed monthly payments. To be eligible in this Lowe’s Advantage Card, you must have good or excellent credit, but the APR is the same regardless of the credit rating.

Features:

  • Annual fee: $0 
  • Perks: Exclusive cardmember events.
  • Standard APR: 26.99%
  • Special financing: 84 months fixed monthly payments with 7.99% APR on $2,000 or more purchases.
  • Everyday funding: 5% off purchases or 6 months no interest on purchases of $299 or more if paid in full within 6 months.
  • Welcome bonus: Receive 20% off when you open a new account, up to $100 off your purchase. The offer is valid through January 31, 2022.

Which is the right one for you?

First, you must choose what is the most important for you. If you like Home Depot or Lowe’s, selecting the best store credit card is simple. However, if you don’t, finding the perfect store credit card may be a bit more challenging.

If you’re planning to make an expensive purchase or purchase, one of the financing deals offered by the credit cards of each retailer can aid you in saving money on your home repair or improvement. Both credit cards from stores require a good credit score or better to be eligible for these deals, so you’ll consider checking the credit rating of yours if you don’t know your score before applying.

The Home Depot Card gives you up to one year to make purchases back using the card. If you’re unsure about a purchase or are more likely to take longer to make items, this could be the right choice for you. But, the Lowe’s Advantage Card grants you access to promotions for cardholders, such as a certain percent off of the purchase. The most recent advancement in 2020 offered 10% off eligible purchases charged through the lowe’s advantage Card. 

Are there choices worth considering?

If you are a proprietor of a company and you make purchases from Home Depot or Lowe’s, both of them have an enterprise credit card that might be a more suitable option to think about. They offer advantages and perks that are different from those for consumers—mentioned here.

  • Lowe’s Business Credit Cards: Get 5% off on purchases by utilizing 24/7 access to your online account with discounted delivery costs and a variety of options for invoicing and free returns for a year. This Lowe’s Business Advantage Credit Card provides no rate of interest over 60 days for eligible purchases. With the Lowe’s Business Rewards Card, you’ll earn 5% for your first 6 months’ worth of assets and 2percent after that, and make $100 cashback when you are approved for new accounts. 
  • Home Depot Commercial Account Card: There aren’t any spending restrictions. Instead, you can choose 30 or 60 days as the time frame for the price. If your card isn’t fully paid within this period and is not born in total, a late charge of $35 could be assessed, and you may be charged a higher APR.
  • For More Information Visit here.
  • Home Depot Commercial Revolving Charge Card: Purchase employee cards and purchase tracking. It also comes with online account management, statement items, a 12-month return policy, and the Pro Xtra membership with additional benefits. 

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US sues Google for ‘abuse of control over online advertising’

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US sues Google for 'abuse of control over online advertising'

The U.S. Department of Justice sued Alphabet-owned Google on Tuesday, accusing it of abusing its dominant position in the digital advertising business, with Google facing the government’s latest blow to ad manager his package. should be forced to sell. Market Power Big Tech.

The lawsuit concerns Google’s business, which generates 80% of his revenue. The Justice Department has filed a lawsuit to force Google to sell its ad tech business.

“Google has used anti-competitive, exclusive, and unlawful means to eliminate or substantially mitigate threats to its supremacy in digital advertising technology,” the antitrust complaint states.

In response to the lawsuit, Google said the government “replicates a flawed argument that slows innovation, drives up advertising costs and makes growth difficult for thousands of small businesses and publishers.”

The federal government says it seeks to level the playing field for tech giants such as Amazon.com, Facebook owner Meta Platforms and Apple Inc.

The lawsuit from the administration of Democratic President Joe Biden was filed Tuesday following a 2020 antitrust lawsuit filed against Google during the presidency of Republican President Donald Trump.

The 2020 lawsuit, which alleges antitrust violations in how the company gained or maintained a dominant position through its online search monopoly, is due to go to court in September.

On Tuesday, eight states, including Google’s home state of California, joined the Justice Department lawsuit.

Google shares fell 1.6% on Tuesday.

The lawsuit alleges that “Google seriously sabotaged competition and stifled innovation in the digital advertising industry.”

In addition to its well-known free search, Google makes money from its interconnected advertising technology. This connects advertisers to newspapers, websites, and other businesses that want to host them.

Advertisers and website publishers have complained that Google lacks transparency about where their ad dollars go, specifically how much goes to publishers and how much goes to Google. I’m here.

The company has made a number of acquisitions, including DoubleClick in 2008 and AdMob in 2009, to become a dominant player in online advertising.

“Project Poirot”

While Google remains a long-term market leader, Google’s share of U.S. digital ad revenue has fallen from 36.7% in 2016 to 28.8% last year, according to Insider Intelligence.

The Justice Department has asked a jury to decide on a lawsuit filed in Virginia.

The lawsuit outlines Google’s numerous attempts to dominate the advertising market, with the government claiming the company has “technical tools to deal with threats.”

The complaint discussed Headline his bidding, which allows companies to bypass Google and bid for ad space on their websites.

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Everything You Need to Know about Tap and Pay (NFC)

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Everything You Need to Know about Tap and Pay (NFC)

Tap and pay, also known as NFC (Near Field Communication) payments, is a contactless payment method that allows you to make purchases by simply tapping your mobile device or payment card on a secure reader at the point of sale.

Here are a few things you should know about tap and pay: 

  1. How it works: To make a tap and pay payment, you’ll need a device that is equipped with NFC technology, such as a smartphone or smartwatch, or a payment card with an NFC chip. When you tap your device or card on the secure reader at the point of sale, the payment is processed wirelessly using NFC technology.
  2. Security: Tap and pay payments are secure because the NFC chip in your device or card creates a secure connection with the payment terminal, and the transaction is encrypted to protect your personal and financial information.
  3. Availability: Tap and pay is widely available at retailers and restaurants around the world, and is supported by many major credit card companies and banks. You can also use tap and pay with digital wallets such as Apple Pay, Google Pay, and Samsung Pay.
  4. Convenience: Tap and pay is a convenient way to pay for purchases, as it allows you to make transactions quickly and easily without the need to enter your card details or sign for the purchase.
  5. Limitations: While tap and pay is a convenient and secure way to pay, it may not be accepted at all merchants, and may have transaction limits that vary depending on the merchant and your payment method.

Tap & Pay” Vs “NFC” payments

Tap and pay” and “NFC payments” refer to the same thing, which is the ability to make contactless payments using NFC technology.

NFC stands for Near Field Communication, and it is a technology that allows devices to communicate wirelessly over short distances (usually a few centimeters). In the context of tap and pay payments, NFC technology is used to wirelessly transmit payment information from your device or payment card to a secure reader at the point of sale.

When you tap your device or card on the reader, the payment is processed wirelessly using NFC technology. This allows you to make purchases without the need to enter your card details or sign for the purchase, making it a convenient and secure way to pay.

So, in summary, “tap and pay” and “NFC payments” are interchangeable terms that refer to the ability to make contactless payments using NFC technology.

What are the benefits of tap and pay?

There are several benefits to using tap and pay, also known as NFC (Near Field Communication) payments:

Convenience: Tap and pay is a convenient way to make payments, as it allows you to make transactions quickly and easily without the need to enter your card details or sign for the purchase.
Speed: Tap and pay payments are typically faster than traditional payment methods, as there is no need to swipe or insert a card, enter a PIN, or sign for the purchase.
Security: Tap and pay payments are secure because the NFC chip in your device or card creates a secure connection with the payment terminal, and the transaction is encrypted to protect your personal and financial information.
Contactless: Tap and pay allows you to make payments without physically handling a card or cash, which can be especially useful in situations where you want to avoid touching shared surfaces, such as during the COVID-19 pandemic.
Widely available: Tap and pay is widely available at retailers and restaurants around the world, and is supported by many major credit card companies and banks.

Overall, tap and pay is a convenient, fast, and secure way to make payments, and is becoming increasingly popular as more retailers and payment providers adopt NFC technology.

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Magch Tablet Review: The Good & The Bad

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Magch Tablet Review: The Good & The Bad

When it comes to entertainment, tablets make a better choice than smartphones. The bigger screen size backed by a longer battery life makes it an excellent option for media consumption. It fills the sweet spot between a bulkier laptop and a small smartphone.

Speaking of tablets, there’s a new type of device going around called the Magch Tablet. It is specially designed for multitasking and has an octa-core processor with 1.8 GHz speed. It is also backed by a powerful T10 chipset.

If you are eager to know more about this tablet, you should read our Magch Tablet Review. Here we will discuss its specs, features, operating system, and everything else that’s important to know.

What is Magch?

For those unversed, Magch is a new type of tablet that has recently become very popular. The main highlight of this tablet is the Android operating system. The open-source operating system allows users to customize their tablet experience. It is equipped with a microphone and camera that makes it ideal for taking videos and pictures.

Even though Magch tablet looks like a regular tablet, it is unique in its way. It is built to transform the way we use desktops. The unique design allows you to use it both as a tablet and a laptop. Unlike other tablets, it has an in-built keyboard for smooth typing action. With this tablet, you don’t need to carry a spare keyboard around.

Magch Tablet: Operating System

Now that you know the basics, let’s move deeper into our octa core tablet review. Starting with the operating system runs on Android 11 and has a certification from GMS.

The 10-inch display gives access to several Google services, such as Drive, YouTube, Maps, and Gmail. There are no annoying ads or bloatware to spoil your experience.

You can also access Google Playstore which is pre-loaded on the device. This gives you the option to download and install the latest applications that you like. This tablet is mainly built for multitasking, allowing users to easily switch between various applications.

 If you feel your phone display is small and hate carrying your laptop around, Magch Tablet could be a good solution for you. Before you decide to get this amazing gadget home, you should read the full octa core android tablet review below.

Magch Tablet: Hardware

Talking about the hardware, it is a 10-inch tablet that can easily fit in your bag or pocket. It boasts a large, high-resolution screen and a 6000 mAh battery. It provides a runtime of 11 hours which is good enough for a tablet. This is an ideal tablet for watching movies, reading, or gaming.

It has support for popular streaming apps like Disney+ and Netflix. So, if you want a device more powerful than your smartphone, but smaller than your laptop, Magch Tablet could be the one for you.

The stunning 1080p full HD display has a high resolution of 1920 x 1200. The 224-PPI IPS screen supports an aspect ratio of 16:9 for a better viewing experience.

As far as storage is concerned, it comes with default 64GB memory space. This makes the device ideal for storing large documents, taking pictures, or watching movies. The storage space can be further expanded via SD cards up to 256 GB. The high-quality dual speakers provide excellent audio.

Magch Tablet: Design and Performance

It is a stylish and sleek device that is built for performance. It is the perfect multitasking device for your everyday tasks. Speaking of the design, the tablet looks attractive and boasts a solid build quality.

It has an all-metal body that makes it look more appealing. Compared to other tablets, it is slimmer and lightweight. You can say that the tablet is both practical and eye-catching.

It is powered by a quad-core processor for fast and reliable performance. From watching movies to browsing the internet, this tablet can handle all your daily tasks with ease.

It has the perfect screen size for watching videos and enjoying movies. The resolution is high enough to give you an enhanced viewing experience. You can use this device to stream movies, watch videos, browse the web, and more.

It runs on the Android 11 operating system. Most users who have bought this device have given positive feedback about its performance. Unlike other tablets, it doesn’t slow down when using multiple apps. It allows you to easily switch between apps without hassles. This makes it ideal for multitasking.

Overall, this is an impressive tablet with all the features you need. Despite all the good features and specs, it has a reasonable price tag. Unlike some other tablets, you don’t need to break the bank to purchase this one.

Magch Tablet: Display Unit

The 10-inch Magch Tablet comes with a full HD display for an improved viewing experience. It also has a 13MP rear camera that is perfect for taking high-quality pictures and videos.

With 1920 x 1200 resolution and 224 pixels per inch, the screen brings everything to life. The Eye-Care Comfort mode is included to give you a more pleasant viewing experience. It puts less strain on your eyes even if you are using the tablet in low-light areas.

The thoughtful design of the display screen makes it ideal for reading. It reduces the pressure on your eyes by cutting down the amount of blue light emitted by the screen.

Powered by Android 11 OS, it has a 3-button navigation system. Besides that, it has a switch access and a back button. It allows users to customize their home screen by adjusting the gamma and color settings.

Magch Tablet: Camera and Speakers

Like a smartphone, the Magch Tablet is equipped with two cameras. It has a 13 MP rear lens and an 8 MP front lens. 

In terms of quality, both cameras will provide you with decent output. While the back camera is good for capturing videos, the front-facing camera can be used for taking selfies and video calls. 

To sum it up, it is good enough for basic photography. For ground-breaking results, you will have to opt for some other device.

Coming to the audio department, it has dual speakers that provide loud and clear sound. The audio quality is both accurate and high-quality and therefore, you can use it to enjoy your favorite music.

Magch Tablet: Connectivity

Magch has all the connectivity options that you would expect in a modern tablet. It has GPS, Bluetooth, and Wi-Fi capabilities.

The Wi-Fi is very fast and reliable. It allows you to easily connect to the internet and stream your favorite videos and movies. Even the Bluetooth connection works fine. You can use it to connect the tablet to other Bluetooth-enabled devices, such as wireless speakers and headphones. The GPS feature provides accurate directions, so you can use it while driving.

Even with all these features on, the battery life lasts for a long time. It has fast charging facility, so you don’t need to wait for a long time to juice up your device. In short, Magch is a great device with smooth connectivity and long battery life.

Magch Tablet: Memory and Storage

Considering the memory and storage space when buying a tablet is very important. It helps you decide if the device is right for you. Magch Tablet is not a disappointment in this aspect. It has 64GB of built-in storage to accommodate all your large files, images, documents, and videos.

The good thing is that the storage space is upgradeable up to 256GB via SD card. So instead of deleting your files to free up space, you can simply use an SD card to expand your storage.

Magch Tablet: Battery Life

One of the most important things to consider when buying a tablet is the battery life. You wouldn’t want a device that requires frequent charging. In terms of battery life, Magch Tablet does better than most other tablets. 

It comes with a 6000 mAh battery that provides up to 9 to 11 hours of battery backup. Additionally, it has a fast charging facility, so you don’t need to wait for hours to fully charge the device. 

Magch Tablet is perfect for entertainment. With this device, you don’t need to worry about the low battery while streaming movies online. Once you charge the tablet, it will run for a long time.

Where to buy Magch Tablet? 

The Magch Tablet can be purchased from a variety of retailers online. For example: eBay, Amazon, Walmart, and others.

If you are not confident about buying it online, you can visit a brick-and-mortar store, such as Best Buy, and target to get the device. The price of the tablet might vary from one retailer to another. You should compare the prices to find the best deal for yourself.

Final Thoughts

Magch Tablet is a new device that is developed for multitasking. It has a 10-inch screen with high-resolution picture quality. Additionally, it is powered by Android OS. This device is ideal for anyone who wants a powerful tablet within a budget price. For a tablet of this price range, it offers an excellent deal.

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