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CIVIL LIABILITY INSURANCE FOR EVENTS, PARTIES AND ACTIVITIES. WHEN IS IT MANDATORY?

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CIVIL LIABILITY INSURANCE FOR EVENTS, PARTIES AND ACTIVITIES. WHEN IS IT MANDATORY?

Do you know that if you are going to organize an event you need Civil Liability Insurance for Events? With the arrival of summer and the good weather, the parties, festivals, outdoor activities, events and hangouts begin.All kinds of group leisure activities proliferate, whether by individuals or by companies and associations, and to organize them it is very likely that you must be insured.

If you have considered organizing an event, have you thought that you have an obligation to protect all those who participate in it from possible incidents? Do you know that you acquire a responsibility as an organizer that you must cover? Increasingly, municipalities require the contracting of civil liability and accident insurance for the celebration of all types of events. Whether you are private or professional, find out when you are obliged to take out Civil Liability Insurance for events and some of info here if you love to know about Tesla insurance cost then you can find here more info here.

WHAT RELATIONSHIP DO THE EVENTS HAVE WITH CIVIL LIABILITY?

When we talk about events we refer to an endless number of different activities: excursions, camps, sports activities, student exchanges, fairs, concerts, weddings, congresses, street parties, festivals, car or motorcycle rallies, etc. Although many of these activities are organized by individuals and associations, more and more people are dedicated to organizing events professionally and carry out this activity frequently.

Many of the events are held in a public space and it is a mandatory rule for municipalities to impose the contracting of civil liability insurance to be able to carry out the act or celebration. If we talk about private spaces , the owners of the premises usually impose the hiring of these coverages  to safeguard themselves from possible damages caused to the premises.

The obligation to contract these insurances is expanding so much that not only the organizer is obligated. Many times the people or artists who participate in the events are asked to have their own insurance.

IT IS MANDATORY TO CONTRACT A CIVIL LIABILITY INSURANCE FOR EVENTS

Today civil liability insurance is mandatory throughout Spain for any event you have to do , even if it is an event of a few hours or days. Every city council obliges any association, individual or company to have civil liability insurance that covers the guarantee of material damage and damage per victim.

You can contract this insurance with any insurer and it will help you to have protection in case of causing damage to third parties during the celebration of the event. It will protect you against possible claims and costs that you must assume.

 WHAT DOES CIVIL LIABILITY INSURANCE COVER?

The civil liability insurance that a municipality has may or may not cover your responsibility as the organizer of the parties. If you want to know for sure how far the coverage of the policy goes, it is best to read all the general conditions of the same.

Depending on how the contract was negotiated, this type of activity will be included or not. Not all municipalities can negotiate complete insurance and not all insurers can cover all kinds of events and all kinds of people.

Accident insurance : accident insurance is not the same as the organizer’s civil liability insurance . Normally accidents (injuries, death or disability) that occur during the event are not covered in a civil liability policy, they must be added additionally.

The coverage of a civil liability insurance is: material, personal or property damage caused to third parties by the insured or his dependents, the payment of compensation for such damage or for events arising from his private or professional life, the constitution of bonds and legal costs required of the insured, protection and legal defense, criminal defense and claim for damages.

WHAT TYPE OF CIVIL LIABILITY INSURANCE SHOULD I TAKE OUT?

We advise you to contact the town hall of the town where you are going to celebrate the event to find out what coverages you are required to contract. Although, as we have already told you, it is becoming more and more common for municipalities to at least oblige to hire a civil liability policy for this type of act.

ANNUAL OR EVENT INSURANCE

Depending on your professional activity and the number of events you are going to organize, it will be more worth taking out annual insurance or for each event. If you only need it for one or a few events, it will be better to take out insurance for each celebration you hold (for days or hours), its price will depend on many factors, but they are usually cheap insurance.

If you dedicate yourself professionally to organizing events or you do it on a regular basis, an annual insurance will be cheaper and it will be easier for you to manage. In addition, it will cover any unforeseen event that may arise (material, personal or economic) and claims, defense expenses and compensation.

There are also insurances that bring together several essential coverages for certain events in one, for example those that cover both civil liability and accident insurance or cancellation insurance. They are very good options for all those events related to minors such as sporting events, camping, outdoor activities, etc.

BASIC INSURANCE

Normally the basic insurance offered for events covers material and personal damage that may be caused during the event. Damages that are the direct or indirect responsibility of the person organizing the event. These are the mandatory coverages that they usually require and Armenian insurance settlement post many diffrent new about car insurance.

MORE COMPLETE INSURANCE

There are other more complete insurances that also cover economic damages that may be caused by errors or omissions. Although the most complete insurances are not mandatory, if you are a professional we recommend that you take out Civil Liability Insurance for events of this type.

CHECK WITH SEGUREA TO GET YOUR CIVIL RESPONSIBILITY INSURANCE FOR EVENTS ON AVERAGE (ANNUAL, BY DAYS OR BY HOURS)

At Segurea we have civil liability insurance for events that adapts to the conditions and period of the event. In addition to insurance for longer-term events and more complete annual insurance, we have civil liability insurance for short-term events, with very low excesses or some of them without excess (something very important in these cases).

Our prices are really competitive, we can say that they are the best prices on the market. They are insurances that are made at the moment and that you can pay comfortably. If you have to organize an event and you have been required to have civil liability insurance, contact us. We will solve all your doubts at the moment and we will make your insurance to measure whether it is for a long event, of days or hours.

WHAT OTHER INSURANCES ARE RECOMMENDED TO ORGANIZE AN EVENT? EVENT CANCELLATION INSURANCE

Another highly recommended insurance when you are going to organize an event is cancellation insurance. Keep in mind that even if you have everything organized, incidents may happen that are out of your control and force you to cancel the event, having to bear the costs and losses that this entails.

This insurance guarantees the payment of the expenses and fixed costs that you have paid and that you could not recover in the event of cancellation, interruption, postponement or suspension of the event. You can also include civil liability coverage. Ask us for information without obligation about our Event Cancellation Insurance . Made to measure, adapted to each event and recommended for your total peace of mind.

Check our Insurance: CIVIL LIABILITY , EVENT CANCELLATION INSURANCE , INSURANCE FOR GROUP ACTIVITIES , SPORTS INSURANCE,  INSURANCE FOR CYCLISTS AND BICYCLES

Are you looking for insurance for events and activities?

Do you want to check what you could save by doing it to suit you?

Contact us and we will solve your query at the moment. We work with all types of civil liability insurance, both for professionals, as well as for companies and individuals. Tell us your case and we will give you a budget without commitment in less than 24 hours.

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US sues Google for ‘abuse of control over online advertising’

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US sues Google for 'abuse of control over online advertising'

The U.S. Department of Justice sued Alphabet-owned Google on Tuesday, accusing it of abusing its dominant position in the digital advertising business, with Google facing the government’s latest blow to ad manager his package. should be forced to sell. Market Power Big Tech.

The lawsuit concerns Google’s business, which generates 80% of his revenue. The Justice Department has filed a lawsuit to force Google to sell its ad tech business.

“Google has used anti-competitive, exclusive, and unlawful means to eliminate or substantially mitigate threats to its supremacy in digital advertising technology,” the antitrust complaint states.

In response to the lawsuit, Google said the government “replicates a flawed argument that slows innovation, drives up advertising costs and makes growth difficult for thousands of small businesses and publishers.”

The federal government says it seeks to level the playing field for tech giants such as Amazon.com, Facebook owner Meta Platforms and Apple Inc.

The lawsuit from the administration of Democratic President Joe Biden was filed Tuesday following a 2020 antitrust lawsuit filed against Google during the presidency of Republican President Donald Trump.

The 2020 lawsuit, which alleges antitrust violations in how the company gained or maintained a dominant position through its online search monopoly, is due to go to court in September.

On Tuesday, eight states, including Google’s home state of California, joined the Justice Department lawsuit.

Google shares fell 1.6% on Tuesday.

The lawsuit alleges that “Google seriously sabotaged competition and stifled innovation in the digital advertising industry.”

In addition to its well-known free search, Google makes money from its interconnected advertising technology. This connects advertisers to newspapers, websites, and other businesses that want to host them.

Advertisers and website publishers have complained that Google lacks transparency about where their ad dollars go, specifically how much goes to publishers and how much goes to Google. I’m here.

The company has made a number of acquisitions, including DoubleClick in 2008 and AdMob in 2009, to become a dominant player in online advertising.

“Project Poirot”

While Google remains a long-term market leader, Google’s share of U.S. digital ad revenue has fallen from 36.7% in 2016 to 28.8% last year, according to Insider Intelligence.

The Justice Department has asked a jury to decide on a lawsuit filed in Virginia.

The lawsuit outlines Google’s numerous attempts to dominate the advertising market, with the government claiming the company has “technical tools to deal with threats.”

The complaint discussed Headline his bidding, which allows companies to bypass Google and bid for ad space on their websites.

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Everything You Need to Know about Tap and Pay (NFC)

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Everything You Need to Know about Tap and Pay (NFC)

Tap and pay, also known as NFC (Near Field Communication) payments, is a contactless payment method that allows you to make purchases by simply tapping your mobile device or payment card on a secure reader at the point of sale.

Here are a few things you should know about tap and pay: 

  1. How it works: To make a tap and pay payment, you’ll need a device that is equipped with NFC technology, such as a smartphone or smartwatch, or a payment card with an NFC chip. When you tap your device or card on the secure reader at the point of sale, the payment is processed wirelessly using NFC technology.
  2. Security: Tap and pay payments are secure because the NFC chip in your device or card creates a secure connection with the payment terminal, and the transaction is encrypted to protect your personal and financial information.
  3. Availability: Tap and pay is widely available at retailers and restaurants around the world, and is supported by many major credit card companies and banks. You can also use tap and pay with digital wallets such as Apple Pay, Google Pay, and Samsung Pay.
  4. Convenience: Tap and pay is a convenient way to pay for purchases, as it allows you to make transactions quickly and easily without the need to enter your card details or sign for the purchase.
  5. Limitations: While tap and pay is a convenient and secure way to pay, it may not be accepted at all merchants, and may have transaction limits that vary depending on the merchant and your payment method.

Tap & Pay” Vs “NFC” payments

Tap and pay” and “NFC payments” refer to the same thing, which is the ability to make contactless payments using NFC technology.

NFC stands for Near Field Communication, and it is a technology that allows devices to communicate wirelessly over short distances (usually a few centimeters). In the context of tap and pay payments, NFC technology is used to wirelessly transmit payment information from your device or payment card to a secure reader at the point of sale.

When you tap your device or card on the reader, the payment is processed wirelessly using NFC technology. This allows you to make purchases without the need to enter your card details or sign for the purchase, making it a convenient and secure way to pay.

So, in summary, “tap and pay” and “NFC payments” are interchangeable terms that refer to the ability to make contactless payments using NFC technology.

What are the benefits of tap and pay?

There are several benefits to using tap and pay, also known as NFC (Near Field Communication) payments:

Convenience: Tap and pay is a convenient way to make payments, as it allows you to make transactions quickly and easily without the need to enter your card details or sign for the purchase.
Speed: Tap and pay payments are typically faster than traditional payment methods, as there is no need to swipe or insert a card, enter a PIN, or sign for the purchase.
Security: Tap and pay payments are secure because the NFC chip in your device or card creates a secure connection with the payment terminal, and the transaction is encrypted to protect your personal and financial information.
Contactless: Tap and pay allows you to make payments without physically handling a card or cash, which can be especially useful in situations where you want to avoid touching shared surfaces, such as during the COVID-19 pandemic.
Widely available: Tap and pay is widely available at retailers and restaurants around the world, and is supported by many major credit card companies and banks.

Overall, tap and pay is a convenient, fast, and secure way to make payments, and is becoming increasingly popular as more retailers and payment providers adopt NFC technology.

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Magch Tablet Review: The Good & The Bad

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Magch Tablet Review: The Good & The Bad

When it comes to entertainment, tablets make a better choice than smartphones. The bigger screen size backed by a longer battery life makes it an excellent option for media consumption. It fills the sweet spot between a bulkier laptop and a small smartphone.

Speaking of tablets, there’s a new type of device going around called the Magch Tablet. It is specially designed for multitasking and has an octa-core processor with 1.8 GHz speed. It is also backed by a powerful T10 chipset.

If you are eager to know more about this tablet, you should read our Magch Tablet Review. Here we will discuss its specs, features, operating system, and everything else that’s important to know.

What is Magch?

For those unversed, Magch is a new type of tablet that has recently become very popular. The main highlight of this tablet is the Android operating system. The open-source operating system allows users to customize their tablet experience. It is equipped with a microphone and camera that makes it ideal for taking videos and pictures.

Even though Magch tablet looks like a regular tablet, it is unique in its way. It is built to transform the way we use desktops. The unique design allows you to use it both as a tablet and a laptop. Unlike other tablets, it has an in-built keyboard for smooth typing action. With this tablet, you don’t need to carry a spare keyboard around.

Magch Tablet: Operating System

Now that you know the basics, let’s move deeper into our octa core tablet review. Starting with the operating system runs on Android 11 and has a certification from GMS.

The 10-inch display gives access to several Google services, such as Drive, YouTube, Maps, and Gmail. There are no annoying ads or bloatware to spoil your experience.

You can also access Google Playstore which is pre-loaded on the device. This gives you the option to download and install the latest applications that you like. This tablet is mainly built for multitasking, allowing users to easily switch between various applications.

 If you feel your phone display is small and hate carrying your laptop around, Magch Tablet could be a good solution for you. Before you decide to get this amazing gadget home, you should read the full octa core android tablet review below.

Magch Tablet: Hardware

Talking about the hardware, it is a 10-inch tablet that can easily fit in your bag or pocket. It boasts a large, high-resolution screen and a 6000 mAh battery. It provides a runtime of 11 hours which is good enough for a tablet. This is an ideal tablet for watching movies, reading, or gaming.

It has support for popular streaming apps like Disney+ and Netflix. So, if you want a device more powerful than your smartphone, but smaller than your laptop, Magch Tablet could be the one for you.

The stunning 1080p full HD display has a high resolution of 1920 x 1200. The 224-PPI IPS screen supports an aspect ratio of 16:9 for a better viewing experience.

As far as storage is concerned, it comes with default 64GB memory space. This makes the device ideal for storing large documents, taking pictures, or watching movies. The storage space can be further expanded via SD cards up to 256 GB. The high-quality dual speakers provide excellent audio.

Magch Tablet: Design and Performance

It is a stylish and sleek device that is built for performance. It is the perfect multitasking device for your everyday tasks. Speaking of the design, the tablet looks attractive and boasts a solid build quality.

It has an all-metal body that makes it look more appealing. Compared to other tablets, it is slimmer and lightweight. You can say that the tablet is both practical and eye-catching.

It is powered by a quad-core processor for fast and reliable performance. From watching movies to browsing the internet, this tablet can handle all your daily tasks with ease.

It has the perfect screen size for watching videos and enjoying movies. The resolution is high enough to give you an enhanced viewing experience. You can use this device to stream movies, watch videos, browse the web, and more.

It runs on the Android 11 operating system. Most users who have bought this device have given positive feedback about its performance. Unlike other tablets, it doesn’t slow down when using multiple apps. It allows you to easily switch between apps without hassles. This makes it ideal for multitasking.

Overall, this is an impressive tablet with all the features you need. Despite all the good features and specs, it has a reasonable price tag. Unlike some other tablets, you don’t need to break the bank to purchase this one.

Magch Tablet: Display Unit

The 10-inch Magch Tablet comes with a full HD display for an improved viewing experience. It also has a 13MP rear camera that is perfect for taking high-quality pictures and videos.

With 1920 x 1200 resolution and 224 pixels per inch, the screen brings everything to life. The Eye-Care Comfort mode is included to give you a more pleasant viewing experience. It puts less strain on your eyes even if you are using the tablet in low-light areas.

The thoughtful design of the display screen makes it ideal for reading. It reduces the pressure on your eyes by cutting down the amount of blue light emitted by the screen.

Powered by Android 11 OS, it has a 3-button navigation system. Besides that, it has a switch access and a back button. It allows users to customize their home screen by adjusting the gamma and color settings.

Magch Tablet: Camera and Speakers

Like a smartphone, the Magch Tablet is equipped with two cameras. It has a 13 MP rear lens and an 8 MP front lens. 

In terms of quality, both cameras will provide you with decent output. While the back camera is good for capturing videos, the front-facing camera can be used for taking selfies and video calls. 

To sum it up, it is good enough for basic photography. For ground-breaking results, you will have to opt for some other device.

Coming to the audio department, it has dual speakers that provide loud and clear sound. The audio quality is both accurate and high-quality and therefore, you can use it to enjoy your favorite music.

Magch Tablet: Connectivity

Magch has all the connectivity options that you would expect in a modern tablet. It has GPS, Bluetooth, and Wi-Fi capabilities.

The Wi-Fi is very fast and reliable. It allows you to easily connect to the internet and stream your favorite videos and movies. Even the Bluetooth connection works fine. You can use it to connect the tablet to other Bluetooth-enabled devices, such as wireless speakers and headphones. The GPS feature provides accurate directions, so you can use it while driving.

Even with all these features on, the battery life lasts for a long time. It has fast charging facility, so you don’t need to wait for a long time to juice up your device. In short, Magch is a great device with smooth connectivity and long battery life.

Magch Tablet: Memory and Storage

Considering the memory and storage space when buying a tablet is very important. It helps you decide if the device is right for you. Magch Tablet is not a disappointment in this aspect. It has 64GB of built-in storage to accommodate all your large files, images, documents, and videos.

The good thing is that the storage space is upgradeable up to 256GB via SD card. So instead of deleting your files to free up space, you can simply use an SD card to expand your storage.

Magch Tablet: Battery Life

One of the most important things to consider when buying a tablet is the battery life. You wouldn’t want a device that requires frequent charging. In terms of battery life, Magch Tablet does better than most other tablets. 

It comes with a 6000 mAh battery that provides up to 9 to 11 hours of battery backup. Additionally, it has a fast charging facility, so you don’t need to wait for hours to fully charge the device. 

Magch Tablet is perfect for entertainment. With this device, you don’t need to worry about the low battery while streaming movies online. Once you charge the tablet, it will run for a long time.

Where to buy Magch Tablet? 

The Magch Tablet can be purchased from a variety of retailers online. For example: eBay, Amazon, Walmart, and others.

If you are not confident about buying it online, you can visit a brick-and-mortar store, such as Best Buy, and target to get the device. The price of the tablet might vary from one retailer to another. You should compare the prices to find the best deal for yourself.

Final Thoughts

Magch Tablet is a new device that is developed for multitasking. It has a 10-inch screen with high-resolution picture quality. Additionally, it is powered by Android OS. This device is ideal for anyone who wants a powerful tablet within a budget price. For a tablet of this price range, it offers an excellent deal.

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