American Education Services (AES) is a loan servicing organization

American Education Services (AES) is a loan servicing organization that provides a range of educational loan services to millions of borrowers across the United States. Founded in 1963, AES is one of the largest student loan servicers in the country, helping borrowers manage and repay their student loans effectively. With over 700 employees, AES plays a vital role in ensuring that student loan borrowers have access to quality education loan services that meet their unique needs and circumstances.

One of the key services provided by AES is loan repayment. Borrowers can choose from a variety of repayment plans, including standard, extended, graduated, income-driven, and consolidated plans. AES also provides support and guidance to help borrowers select the best repayment plan for their needs. Borrowers can access their loan accounts online and make payments, view their account balances and transaction history, and receive up-to-date information on their loans.

AES also provides loan consolidation services, allowing borrowers to combine multiple federal education loans into one loan with a single monthly payment. This can help make loan repayment more manageable and convenient, as well as lower the overall cost of repaying the loans.

In addition to loan repayment and consolidation services, AES also offers loan rehabilitation services for borrowers who have defaulted on their loans. Through this program, borrowers can get back on track with their loan repayments and regain eligibility for federal student aid. AES also provides loan forgiveness options for eligible borrowers, such as Public Service Loan Forgiveness, Teacher Loan Forgiveness, and Income-Driven Repayment Plan Forgiveness.

Another important service provided by AES is loan disbursement. AES works with schools and lenders to distribute loan funds to eligible students and their families. This helps ensure that borrowers have the resources they need to pay for their education and meet their other financial needs.

AES is committed to providing high-quality customer service to its borrowers. The organization has a dedicated team of customer service representatives who are available to assist borrowers with their loan questions and concerns. AES also provides a range of educational resources and tools to help borrowers better understand their loans, such as loan calculators, repayment plan comparison charts, and information on loan forgiveness and discharge options.

In conclusion, AES is a vital player in the American education system, providing loan services to millions of student loan borrowers. With over 700 employees, AES is dedicated to helping borrowers manage and repay their student loans effectively, and providing a range of loan services, support, and resources to meet their unique needs and circumstances. If you are a student loan borrower, AES is a valuable resource to help you achieve your education and career goals.